Middle & Back Office

Real-Time Reconciliations

Under T+1 settlement and near-continuous 23/5 trading, discovering a reconciliation break the morning after is no longer a delay: it is a settlement failure. 3forge runs continuous reconciliation across all your systems and surfaces breaks the moment they appear, giving operations teams time to resolve them before deadlines close.

The Challenge

Overnight Reconciliation Is Already Too Late

Under T+1 settlement mandates and near-continuous 23/5 markets, the window between a break and a failed settlement has collapsed. When position breaks and cash mismatches are discovered at 7am, remediation happens under extreme time pressure, with clients already in market and operations racing against hard cutoffs.

T+1 leaves no overnight buffer

Under T+1 settlement, a break discovered at 7am is a failed settlement. End-of-day batch reconciliation maps the typical 8–12 hour gap between cause and discovery directly onto failed trade risk.

Manual match processes

Reconciliation teams manually compare records from custodians, prime brokers, and internal OMS using spreadsheets, a process that doesn't scale and introduces its own errors.

Multi-custodian complexity

Firms with multiple custodians, prime brokers, and clearing relationships must run parallel reconciliation processes that are difficult to coordinate and consolidate.

23/5 markets, continuous exposure

Near-continuous trading across equities, digital assets, and global FX means reconciliation windows that once aligned with market close no longer exist. Breaks accumulate around the clock and must be caught before the next settlement cycle begins.

Key Capabilities

Continuous Automated Reconciliation Engine

3forge connects directly to custodian feeds, prime broker position services, and internal OMS data, running continuous two-way matching in AMIScript. Under T+1 and 23/5 markets, breaks are caught and routed to operations in minutes — not hours — with settlement deadlines always in view.

Continuous Match Engine

Run two-way position and cash matching across custodians and internal systems continuously, not just at end of day.

Real-Time Break Alerting

Surface breaks the moment records diverge, with automatic classification by break type, asset class, and priority.

Multi-Custodian Support

Connect to any number of custodians, prime brokers, and clearing agents simultaneously with a unified break view.

Operations Workflow Integration

Route breaks directly to case management systems with full context attached, eliminating manual break-to-ticket transcription.

Settlement Risk Dashboard

Monitor all open breaks against T+1 settlement deadlines in real time, with automatic escalation for breaks approaching critical cutoff windows, so failed settlements are caught before they happen.

Regulatory Reporting

Generate reconciliation evidence reports and break history for regulatory examinations using the complete match and break history stored in 3forge.

Get started

Ready to see it live?

Book a 30-minute demo with a 3forge solutions engineer and see real-time reconciliation built on real data.