Cardinal Analytics

The CARI platform, powered by AMI, is a cloud-based credit risk information service from Cardinal Analytics.

Cardinal Analytics

Working with AMI from 3Forge is tremendously helpful in delivering a secure, flexible dashboard for this new service. Dr. Mark Fletcher Managing Director and Founder

The rundown

Prediction of high yield US corporate bond default can be volatile and innacturate, and the Merton model for credit risk analysis has too many exceptions. To address this problem, Cardinal Analytics devised a new credit risk model for default prediction. The company needed to build a cloud based credit risk information service that provides end-of-day risk metrics for issues and issuers - allowing traders to analyze the relative risk of their portfolio holdings, generate trading ideas, and monitor the market.

The technical need

image description


An architecture that compliments the company's core analytics and client data in the cloud.

image description


An alert system that helps their customers manage risk.

image description

Data Access

Direct data access and validation to avoid disparate copies.

image description

Quickly assembled

Quickly assembled front ends to reduce the time-to-market.

The AMI difference

Cardinal Analytics Risk Information (CARI), powered by AMI, helps Cardinal Analytics' clients monitor and mitigate risk with greater ease and confidence. Their new credit risk model has significantly higher predictive accuracy and lower volatility than the basic structural model. With this model, customers can see metrics for the bond as well as the firm in question. The time-to-market for CARI was two days from start to finished user interface.

Real Time Latency Dashboard - Morgan Stanley

3Forge AMI allows Morgan Stanley to display millions of data points in a single chart.

Client Connection Manager - Citi

3Forge has helped Citi to update their applications for the ever increasing demand to handle more data and analytics.

Audit Trail - Citi

3Forge has helped Citi to answer customer complaints in a timely manner. Their goal of reducing the time to and improving the quality of the responses to any issues that happen with orders as they are processed through Citi's internal systems is now complete.

Tier 1 Investment Bank

AMI is revolutionizing real-time trade monitoring for this tier 1 investment firm through zero latency speeds, seamless integration, and complete data transparency.

Cardinal Analytics

The CARI platform, powered by AMI, is a cloud-based credit risk information service from Cardinal Analytics.

Smart Finance

AMI is the real-time deployment, management, and monitoring tool for all of SmartFinance's developmental operations.


XOBI users real-time dashboard to analyze user trends, track sales performance, and manage support inquiries.

Global Bank

AMI provides trade support at this global bank through anomaly detection, real-time surveillance, and kill switch functionality.